North Central Florida landscape near Fort White

Columbia County · home base

Buying and building in Fort White, Florida

Fort White sits right at the door of Ichetucknee Springs State Park, which means a steady summer of tubers, divers, and families rolls through town every year. That traffic is the reason a small business or a piece of income property here can carry itself.

Chino lives and works in this corridor. If you own something in Fort White that throws off cash and you are thinking about slowing down, he is a local buyer who can move quickly and keep your people employed.

Why this market

  • Ichetucknee Springs State Park draws heavy seasonal river tourism
  • Santa Fe River access and a quiet small town main street
  • US 27 and US 441 carry traffic between Lake City and High Springs
  • Easy reach to Gainesville and Lake City for services

What Chino buys here

RV parks, campgrounds, cabins, self storage, mobile home lots, and small main street businesses in and around Fort White.

Chino has $400,000 to put down and financing lined up for purchases up to about $3.4 million. He keeps deals that pay for themselves and net him a fair living without a full time grind.

Read the full acquisition thesis →

How Chino looks at a Fort White deal

The first question is always whether the numbers work on what the place earns today, not on a story about what it might earn someday. Chino underwrites a Fort White deal on its trailing twelve months, checks that the income covers the loan with room to spare, and looks for one clear lever to improve it, like adding sites, raising under market rents, or filling empty space. If a deal needs everything to go right just to break even, it is not a fit. If it pays for itself from day one and has room to grow, that is the kind of Fort White property he wants to own. The financing is already lined up, so once the numbers check out he can move without a long wait.